Are we in an Index Fund Bubble?

Every American knows that healthcare costs are expensive. Even if you have health insurance or Medicare, it isn’t always easy to find affordable prescription medications. Once you reach your annual spending limit, there is a coverage gap. This leaves patients to pay out of pocket for the medicine they need.

The Leaning Tower of Pisa has a foundational problem. It’s 186 feet tall and weighs 14,500 tons. But its foundation is only 10 feet deep and built into silt and clay. Five years after construction (~1178 A.D.), the foundation shifted and the tower famously “leaned.” Oops.

After I had been in college for about a month I went on the Chase app and saw my checking account balance. To my surprise, I noticed that I only had 20 dollars left out of the initial amount that I was given for my first semester. In addition to only having 20 dollars left I had my credit card bill payment coming up soon so I was in a state of intense stress as not paying my bill on time would affect my credit score.

College ignites excitement and thrill. You are finally independent to explore new cities, follow your own schedule, and more! But with this new found freedom there is also anxiety and intimidation. College is a new environment that requires adjustment. A major change is controlling your personal finances.

College ignites excitement and thrill. You are finally independent to explore new cities, follow your own schedule, and more! But with this new found freedom there is also anxiety and intimidation. College is a new environment that requires adjustment. A major change is controlling your personal finances.

Expected long-run returns for most of the major asset classes continue to look relatively attractive after this year’s market declines, based on updates of models run by CapitalSpectator.com. In turn, a broad measure of risk assets points to a performance premium in the future vs. recent history.

Economics textbooks define inflation as ongoing increases in the general price level for goods and services in an economy over time, or variants thereof. This innocuous sounding definition belies the cataclysmic consequences for investors of inflation becoming high, then entrenched.

Welcome back to another dividend stock watch list article! The stock market is still down almost 19% year-to-date, but the last full week of October there definitely was a big push!

Despite the recent uptick, the bear market is still growling in 2022. The Nasdaq and S&P 500 Index are down more than 20% each, while the Dow 30 is doing somewhat better. Consequently, many high-quality stocks’ stock prices have also declined, along with valuations. One such stock is Verizon Communications (VZ), trading near its 52-week low and the lowest price in a decade. But is the stock a value trap, or is Verizon a good dividend stock?

American Water Works (AWK) is a good stock to buy. Investors can take advantage of the lower price of this utility stock and get a stable dividend every quarter. AWK stock forecast is also positive.

It’s not easy managing your private investments, but it doesn’t have to be a pain. There are many ways you can make the process easier and more convenient for yourself.

High Volatility: VIX > 26. The US Markets are waiting on FOMC Rate Hike of 75 basis points on Wednesday

Have you ever wondered what an IEO is and how it relates to fundraising in crypto? Read more in this article.

Ever wanted to find out about ICOs? Here an article explaining in detail.

Consumer Discretionary stocks mostly outperform the market. Adopting good strategies helps to get maximum benefit. Learn more.

The dollar has come back from the weekend bid. After the ECB and BOJ meetings last week, the focus has shifted back to the US where the FOMC meeting concludes in the middle of the week and the October employment report is out ahead of the weekend.

There are lots of social media videos where “experts” say life insurance is a superior investment to 401(k) and IRA accounts.

Stable, well-run utilities can be predictable to value. We’ll walk through the steps you need to do to find the intrinsic value of a utility

I have a piece being published in CityWire this week which I think might make some waves. Its message is that passive and active risk rated funds, in which tens if not hundreds of billions are invested worldwide, are broken and could remain so for years. The reason? High inflation.

As you know by now I make a stock purchase every single month no matter what is going on in the world and despite the doom and gloom headlines. Perhaps I am naive or more of an optimist that we will get through these dark financial times somehow. Either way, I have been busy buying up some stock this month and was happy to put some fresh and recycled capital to work to try and recoup some of my lost dividend income courtesy of the numerous cuts bestowed upon my portfolio in recent years.