Invest in yourself - it’s the best thing you can do.

High Volatility: VIX > 23. The US Markets bounced hard on Thursday’s CPI Data. Will Chair Powell pivot on rate hikes before the end of year?

Market Commentary

Reaffirmed 2022 operating earnings guidance range of $4.97-$5.07 per share and midpoint of $5.02; 2023 operating earnings guidance range of $5.19 to $5.39 per share; Five-year, $40 billion capital plan emphasizes investment in wires and renewables

Anxiety is running high. Rather than ease its Covid restrictions, a surge in cases is seeing more areas in China come under restrictions.

One must be realistic about future plans and think ahead to avoid retirement mistakes. When preparing for retirement, it is easy to make poor financial moves.

We assess Southern Company to be a buying opportunity. For retail investors, this may be a good time to dollar-cost average into a position in SO.

V.F. Corporation is a giant in the apparel industry. The company’s annual sales amount to nearly $12 billion, but the company has humble beginnings. It started all the way back in 1899 and has seen many twists and turns in the 123 years since.

Does higher inflation have you worried? Are you concerned that your purchasing power will continue to decrease? Dividend stocks can help you beat inflation.

It’s important to know how to use credit successfully!

The market decided to climb back up this month and then interest rates rose once again. The narrative hasn’t changed both Tiff and Powell have said they aren’t done raising interest rates in previous hikes. Unfortunately Tiff played his cards first hoping Powell would follow suit with a .5% raise and the US raised theirs .75% essentially devaluing our dollar. Inflation for Canadians should rise on this move alone as it now costs us more to buy stuff in usd.

To say that retirement marks a new chapter in one’s life is an understatement. It’s more than revisiting your previous life journeys and achievements while taking an occasional walk or resting on a couch. There are so many ways to make your golden years joyful. Once you develop healthy habits during retirement and practice them daily, your days become brighter and more exciting. So buckle up, and look at the tips we prepared for you!

I’m at a party and someone asks me about The Best Interest. I give my usual answer above loving to write about personal finance and investing, and a third chatter says, No offense, but isn’t personal finance pretty simple!? Make a budget. Spend less than you earn. Invest, but keep fees low. Once you know the, like, eight basic rules or whatever it is, then you’re done. I don’t get how there can be so many blogs and books and podcasts. They’re all just re-hashing the same thing!

Investing is an extremely important part of being wealthy and is how many Americans are able to build wealth and retire. While most Americans know about investing, people often underestimate the power of it and how great of a tool it can be to achieve financial freedom. Additionally, the earlier you start investing, the more powerful it becomes. Because investments grow at an exponential rate, meaning it builds onto itself, investing earlier will leave you with a significant larger retirement sum than if you had chosen to wait.

I have been writing for a while now about the issue of balanced funds being broken. In 2017, I wrote: Are there ‘suitability’ issues in relation to putting clients into passive multi-asset funds that have massive bond risk? Back in 2008, the real 10-year Gilt yield was around 1%. Although this was low – 10 years earlier real yields were 4% - one could still justify buying Gilts on the basis that the real yield was positive. Fast forward to today and real 10-year interest rates in the UK are close to -2%.

The recent rise in real yields for inflation-indexed Treasuries (TIPS) looks compelling for locking in relatively attractive payout rates, but the usual risks with bonds still applies. That inspires looking at a somewhat unorthodox strategy of holding TIPS and conventional Treasuries as a hedging strategy.

Whether it is a student loan, private loan, or federal loan, there are ways that you can use to reduce the total loan cost. Some situations can require you to take a loan, whether for personal use, emergencies, mortgage, or school fees, among other needs. When such cases are over, you are left with a huge debt to settle, and the best way for a loan is to find ways to reduce the total cost so that you can reduce the burden that comes with repayment.

There are a lot of introverts in the world, and they retire. I’m one of them, though I just figured out I am an introvert. There are a ton of implications if you are an introvert and retired. But it comes down to quality over quantity. Let’s explore.

We expect a lot out of Retirement. What if the key to a successful retirement is to lower our expectations? After all, we will spend a third or more of our life in Retirement. After all that hard work, should we not expect some happiness or at least fun? If you want happiness in Retirement, let me tell you why the key to retirement happiness is to lower your expectations.

When volatility grips the stock market, as it has this past year, income investors should focus on quality dividend growth stocks.